Uninsured Motorist

Injured by the Uninsured?

If you were one of the individuals that suffered injury during an accident with an uninsured person, you may have a right to compensation.

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Hurt by someone without insurance?

Here’s some helpful tips.


Navigating your car accident claim.

Obtain an accident report form from the Ohio Bureau of Motor Vehicles safety responsibility division. If the identity of the other driver is known you can cause his or her license to be suspended until he pays up.

Car Accident

Does my insurance protect me from an uninsured motorists?

Take out your own auto insurance policy; look at the “declarations page” to see whether you bought insurance to protect you against an uninsured motorist. Even if you don’t have such coverage, if you were a passenger in a car driven by someone whose policy had uninsured motorist protection, you are probably covered. Also, if you lived with a relative at the date of the wreck, you may have coverage under that relative’s auto policy.


What if I was in a hit/skip accident?

A collision with a hit/skip driver is the same thing for insurance purposes as a collision with an uninsured driver. The available coverage extends as well to injury and damage caused by an underinsured driver, i.e. someone who, though having required insurance, has the state minimum or some other amount less than you have.

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